Articles in ‘Debt Management’ 
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Money 911: Which Bills to Ignore?
Jean Chatzky, David Bach and I answer viewers’ financial questions — from car loans to student loans to affording your bills without enough income.
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Student Loans & Bankruptcy Protection
I recently chatted with Alan Collinge, author of The Student Loan Scam: The Most Oppressive Debt in U.S. History — and How We Can Fight Back. Collinge is a self-described “complaint box for the [student loan] industry.”
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My First Week at Credit.com!
I’m very excited to announce my partnership with Credit.com, where I’ll be blogging often. My inaugural post is about how young college students can begin establishing a credit history, despite the CARD Act, which generally prohibits banks from extending credit to those under the age of 21.
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Credit Card Issuers Go After “Good” Customers
As discussed on MSNBC this morning, credit card issuers are increasingly going after their squeaky clean (aka “unprofitable”) cardholders, those of us who rarely depend on credit cards, who pay on time and in full, by raising fees.
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Top Five Credit Cards
I am not a huge advocate for credit card usage. If you’re in debt, just skip this blog post. But for those who are responsible with credit and pay balances off in full each month, there is a sea of card offers with various perks from cash back to points to miles. Hopefully my list will help your narrow down your search.
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New Credit Card Laws Take Effect
They’ve arrived! The bulk of the new rules set by the Credit Card Accountability, Responsibility, and Disclosure (CARD) Act take effect today. The goal of the CARD Act – which is being rolled out in three phases – is to give consumers more protection and force credit card companies to provide more disclosure and transparency. Here’s what you need to know…
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ABC “Good Money” Mailbag
Credit card debt relief was a big theme in this week’s money mailbag on ABC News Now. Which debt relief agencies are trust-worthy? Which to address first – debt repayment or emergency savings? I’ve got the video from today’s segment, as well as my answers here.
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Crafting Your Personal Budget
The “B” word is reentering the economic fray. Budget is a top search on Google, as debt-ridden Americans frantically hunt down ways to create a manageable personal budget. Each week on Bank of Mom & Dad I present our ladies with a personal spending plan or budget…
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Charge-Offs: What You Need to Know
I recently started paying more attention to a common accounting practice in the credit card industry known as “charge-offs.” This week there was news out from the various credit card companies that their “charge-off” rates are showing signs of slowing down. I guess that’s a good thing…but as unemployment and credit delinquencies (not coincidentally) rise, more [...]
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Why Celebs Need Money 101
Stephen Baldwin recently declared bankruptcy and it got me thinking that many celebrities are starving for some basic financial advice. I guess it’s tough when you abruptly strike it rich after years of living paycheck to paycheck. $10 million suddenly seems like a lifetime’s worth of money — and it can be, but only if [...]
